Call: (800) 466-3733 to get your mortgage rate.
How to Avoid Foreclosure
Since 1951, James B. Nutter & Company has embraced the principles of homeownership and fair lending. We are a family-owned company, and to us a foreclosure is a terrible family tragedy that can have a tremendous emotional and financial impact. We believe that foreclosure is a last resort, to be used only when all other options have been exhausted, and our 60-year track record of low foreclosures is proof positive of that philosophy.
Loan Repayment Tools
Many homeowners who are having trouble making their payments are unaware of the many loan repayment tools that are available to them. Some of these repayment tools are quite new. For example, James B. Nutter & Company is a proud participant in the Home Affordable Modification Program (HAMP), a national initiative that has helped thousands of homeowners.
James B. Nutter & Company offers a variety of loan repayment tools to help homeowners avoid the perils of delinquency, including:
The options available include:
- Forbearance
- Special Forbearance
- Reduced Forbearance
- Loan Modification
- Partial Claim
- Home Affordable Modification Plan
- Pre-Foreclosure Sale
- Deed in Lieu
Contact Us
James B. Nutter & Company is committed to helping homeowners stay in their homes and one of the most important parts of that commitment is communication. To discuss your specific loan repayment options, please contact us toll-free at (877) 765-4321,or email us at LossMitigation@jbnutter.com .
Information on How To Avoid Foreclosures/Scam Alerts
| How To Avoid Foreclosure | Download File |
|---|---|
| Third Party Modification Company Scams | Download File |
FHA Loss Mitigation
To start the process of modifying your loan, or utilizing any of the loan repayment tools described above, please fill out the applicable form(s), and mail to the address below:
| Loss Mitigation Cover Letter | Download File |
|---|---|
| FHA Loss Mitigation Application | Download File |
| Hardship Affidavit | Download File |
| Dodd-Frank Certification | Download File |
| Occupancy Affidavit | Download File |
| FHA Loss Mitigation FAQ’s | Download File |
FHA Short Sales and/or Deeds in Lieu of Foreclosure
To start the process of modifying your loan, or utilizing any of the loan repayment tools described above, please fill out the applicable form(s), and mail to the address below:
| FHA Short Sale Cover Letter | Download File |
|---|---|
| Application To Participate | Download File |
| Realtor Authorization | Download File |
| FHA Loss Mitigation Application | Download File |
| Hardship Affidavit | Download File |
| Dodd-Frank Certification | Download File |
| Occupancy Affidavit | Download File |
Fannie Mae and/or Freddie Mac Loss Mitigation
To start the process of modifying your loan, or utilizing any of the loan repayment tools described above, please fill out the applicable form(s), and mail to the address below:
| Loss Mitigation Application Form 710 | Download File |
|---|---|
| Itemized Expense Form | Download File |
| Homeowner Checklist | Download File |
| Request for Financial Info | Download File |
| Request for Transcript of Tax Return (4506-T) | Download File |
VA Loss Mitigation
To start the process of modifying your loan, or utilizing any of the loan repayment tools described above, please fill out the applicable form(s), and mail to the address below:
| VA Application | Download File |
|---|---|
| Loss Mitigation Cover Letter | Download File |
| Itemized Expense Form | Download File |
HECM (Reverse Mortgage) Loss Mitigation
To start the process of modifying your loan, or utilizing any of the loan repayment tools described above, please fill out the applicable form(s), and mail to the address below:
| Reverse Mortgage Loss Mitigation | Download File |
|---|
ATTN: Loss Mitigation
James B. Nutter & Company
4153 Broadway, Kansas City, MO 64111
Request Loan Modification
For many homeowners, a HUD-certified housing counselor can provide important information and guidance on the entire
mortgage process. To contact a HUD housing counselor in your area, please call toll-free (800) 569-4287.