Mortgage Information
We have been helping homeowners achieve the American dream of homeownership for over fifty years. Let us help you whether you are buying your first home, tapping your equity to meet other financial goals, or simply want to lower your payment.
- No Closing Cost Financing
- Refinancing
- FHA Mortgages
- VA Mortgages
- Conventional Mortgages
- Questions To Ask Your Broker
- Mortgage Quiz
THE LOWEST RATE DOES NOT ALWAYS EQUAL THE BEST LOAN.
Most mortgage companies quote low rates and charge high fees and closing costs because they know most people shop for the lowest rate. But, their customers end up paying MUCH more money due to inflated points, junk fees, and closing costs.
AT JAMES B. NUTTER & COMPANY, WE DON'T ADD IN "JUNK FEES"
Junk Fees You Will Never Pay At James B. Nutter & Co.
| Lender's Pocket | James B. Nutter's Charge | |
| Administrative fee | $50-$100 | $0 |
| Broker origination fee | $490-$2000* | $0 |
| Broker processing fee | $400-$500 | $0 |
| Courier fee | $25-$500 | $0 |
| Lender processing fee | $100-$300 | $0 |
| Lender underwriting fee | $150-$675* | $0 |
| Wire transfer fee | $10-$50 | $0 |
| Total | $1225-$4125 | $0 |
*Based on a $100,000 loan Amount
Our commitment, as it's been since we started in 1951, is to give you the best mortgage possible–without adding in junk fees. Most mortgage lenders charge hundreds, and sometimes thousands of dollars for services that cost them little or nothing.
We don't charge administrative fees or broker fees to pad our pockets. This philosophy distinguishes us from our competitors. That's why our customers come to us. Call James B. Nutter & Company NOW.
