James B. Nutter & Company specializes in True No Cost Refinances. Our innovative programs allow you to lower your interest rate and monthly house payment without having to pay any closing costs. We can typically eliminate discount points, origination fees, surveys and title fees. We also transfer your tax & insurance escrow account so you are not required to pay escrow money at closing. This way every dollar you save on your monthly house payment is actually a dollar in your pocket.

Since 1985, James B. Nutter & Company has successfully closed over 100,000 No Cost loans. As interest rates decline, there are no limits to how many times you can take advantage of our No Cost programs. In fact, thousands of our borrowers have refinanced through these programs more than once. We want to ensure that the best rate is under your roof.