|
|
 |
James B. Nutter & Company strives to provide you the lowest interest rates and just as important the lowest closing costs. The rapid movements of financial markets influence the course of interest rates. In order to provide you the most accurate, up to the minute quotes please contact one of our loan officers. The interest rates, points and APR are provided for illustration purposes only.
For Conventional mortgages contact the Polaris Division at 1-800-217-7334.
For FHA mortgages contact our Vanguard Division at 1-800- 875-7334. |
 |
Today's Rates
Rates as of 09/04/2010
Conventional Rates (Loans to $417,000)
Based on Loan amounts of $150,000 or more.
|
Rate |
4.75 |
4.5 |
4.25 |
Save up to $3500 with our low closing costs. |
Points |
NO COST |
0 |
1.5 |
Never any junk fees on any loan with James B. Nutter & Company |
APR |
4.79 |
4.591 |
4.754 |
Investor delivery and market condition fees are not paid by lender |
|
15 Year Fixed Conforming |
Rate |
4.25 |
4 |
3.75 |
Compare our closing costs and rates and save. |
Points |
NO COST |
0 |
1.5 |
Builds equity fast! |
APR |
4.259 |
4.091 |
4.134 |
Delivery fees are responsibility of borrower |
|
1 Year Adjustable Rate Mortgage |
Rate |
2.875 |
2.625 |
0 |
Not Available At this time |
Points |
0.5 |
1 |
0 |
Index is the 1 year t-bill |
APR |
2.796 |
2.871 |
0 |
Caps are 6 lifetime and 2 annually |
|
3 Year Adjustable Rate Mortgage |
Rate |
0 |
0 |
0 |
Not Available At this time |
Points |
0 |
0 |
0 |
Not Available at this time |
APR |
0 |
0 |
0 |
Not Available At this time |
|
FHA Refinancing 30 Year
(Loans to $271,050 - 1 unit) |
FHA Refinancing
15 Year |
Rate |
4.875 |
4.5 |
4.5 |
Pioneer in FHA streamline refinancing |
Points |
NO COST |
0 |
NO COST |
Lowest Closing Costs |
APR |
5.373 |
4.989 |
4.989 |
Call for current FHA programs and rates. Many changes. |
|
FHA Adjustable Rate Refinancing |
Rate |
0 |
0 |
0 |
FHA Adjustable Rate unavailable at this time |
Points |
0 |
0 |
0 |
FHA Adjustable Rate unavailable at this time |
APR |
0 |
0 |
0 |
FHA Adjustable Rate unavailable at this time |
|
Please note the following:
- The interest rates, points and APR information are provided as of the date set forth above. Since interest rates and loan terms can change several times each day, so please call our loan officers to obtain current rate and terms information.
- The Annual Percentage Rate (APR) information provided above is calculated based on a $150,000.00 loan and a purchase price (or property value) of $187,500.00. The actual APR on a loan to you will likely vary from the figures presented above. APR figures differ from interest rates because closing costs are included in the APR calculation. Please call our loan offices to obtain APR information for your particular loan situation.
- The interest rates, points, and APR information provided above are for illustration purposes only. The actual interest rate, points and APR applicable to a loan for you will depend upon numerous factors considered at the time the loan is made, including current interest rates, the subject property, its value, and your personal financial situation. Such issues are considered as part of the application and underwriting process for any loan. You should not assume that a loan will be made to you on the terms reflected above. The specific terms of any loan to you will be provided after consideration of the lending criteria by us. Please contact our loan officers to discuss a loan and to obtain interest rate, points and APR information for your particular situation.
|
|
